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How to Spot your Dream House

If you know that home-ownership is in your future, you need to make some decisions! Your Dream house might be out there for you, perfect exactly the way it is. But more than likely, you will have to change someone else’s dream house to fit your vision. Either way… your dream house is out there!

First decision is the most important. Location. 

Location is by far the hardest thing to change about your house. So make sure this one is well thought through!

If you know you want to live in the Huron Area. Do you know if you are okay with the little towns surrounding? Or do you want to live inside Huron city limits? If so, is there a particular part of town you want to live in? Northeast, Northwest, Southeast, Southwest?

What can you afford? Unless you want to be disappointed. Find out what you can afford before you fall in love with a house outside of your budget!
Affordability Calculator 

Are you willing to renovate? Or do you need it to be move-in-ready?

How many bedrooms do you need? If needed, could a room be turned into a bedroom?

How many bathrooms do you need? Could one be added?

How big of a house is too small? Too big?

Do you need a garage? Can a garage be added?

Is there something unique that you want? For example: No stairs? No Basement? Large Storage Areas? Master Bathroom? Large Closets?

Make a list of what you need in a house and what you want. If your budget isn’t big enough for everything that you want, you have some options.

Raise your budget. This is very tricky and you need to know that you can afford it. This means adjusting your budget elsewhere. Never buy a house that you aren’t 100% confident you can afford the monthly payments on. And round up. If you can’t afford $800/month then you can’t afford $750 a month. Homeowner’s insurance and taxes can increase over time and add to your monthly payment. Don’t cut it close!

You can wait. If you know your income is growing and you are saving for a down-payment at a steady speed, than maybe waiting a year is the right choice for you. If you are a desperate home buyer, chances are you won’t get as good of a deal anyways!

Compromise.  Choose which areas you are most willing to compromise. Maybe you don’t need a master bath. Maybe having room for a garage in the future is good enough.

You don’t have to have everything on your dream-list to have your dream house. Sometimes a dream house takes years of making small changes. Good luck in your search!


 

If you have any questions give me a call or text!
Angie Uttecht 605-350-2553

 

 

 

 

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